Only just over half of private industry workers participate in a retirement plan.1
U.S. adults do not save any portion of their household’s annual income for retirement.2
Only 18% of workers feel “very confident” they will live comfortably in retirement.3
Of working Americans say they are behind on retirement savings.4
The American Dream isn’t about fancy things–it’s about living your life on purpose. It’s a testament to grit, creativity, and integrity.
Empowering your American Dream starts with discovering your True Purpose for Money®, training yourself to invest like a scientist and developing sound financial habits. We’re here to support you every step of the way.
The American Dream 401(k) is designed to support you in helping achieve your dreams by allowing you to conveniently save a portion of your pre-tax earnings, providing you with globally diversified, efficient portfolios backed by Nobel Prize-winning academic research. This plan is sponsored by your employer, and in some cases they may choose to match a portion of your contribution, potentially helping you grow your wealth even faster.
Investing is a lifelong journey. Just like top athletes, successful investors need the right coaching and training. American Dream 401(k) participants receive both, helping you stay disciplined and focused, no matter the market climate.
Every dollar saved is a milestone towards your financial goals. Your investment can earn returns on both the original amount you invested and the returns it has already accumulated. Even small regular contributions, in some cases boosted by employer matching, can accumulate into a significant stockpile.
What does your ideal future look like? Be it a home filled with laughter, cherished time with loved ones, exploring the world, or leaving a legacy, an academic approach to investing can help bring it to life. Your retirement goals should guide your savings and investment decisions, starting right now.
We are proud to have a prestigious academic board that includes Nobel Prize winner Harry Markowitz, Presidential Medal of Freedom Recipient Arthur B. Laffer, and internationally renowned neuroscientist David Eagleman – all dedicated to helping you adopt a scientific and disciplined approach towards investing.
Their invaluable contribution to the foundational principles of Matson Money helps to ensure that you are leveraging the best of academic insights for your wealth creation journey.Meet Our Academic Advisory Board
We are our word.
Our unwavering commitment to innovation, creativity and service.
The continuous pursuit of financial academic theory.
Being the leader in the application of empirically tested Nobel Prize winning investing principles.
Transforming investors to be prudent and disciplined throughout an entire lifetime.
We are a stand that a free market pricing system inspires competition, innovation and wealth creation.