FAQ

Matson Money FAQs

If you’ve landed here, you probably have some questions about us.

What is Matson Money? How do independent financial advisors work with Matson Money? Is Matson Money legit? How can Matson Money help me achieve my true purpose for investing?

You’ve come to the right place! Below you’ll find answers to some of the most common questions we receive about Matson Money. If you have a question about something else, please feel free to reach out to connect@matsonmoney.com

What is Matson Money?

Matson Money is a Registered Investment Advisor managing over $9 billion for more than 30,000 individual clients across the United States. Matson Money provides these services through its relationships with more than 500 independent financial advisors in the U.S. Matson Money manages funds of funds, adhering to a highly disciplined, structured investing methodology which integrates Nobel Prize-winning academic investing principles, leading behavioral science, and financial coaching to help investors achieve peace of mind around their financial lives.

Who is Mark Matson?

Mark Matson is the founder and CEO of Matson Money. He is an American entrepreneur, author, and innovator in the fields of investing science and financial education. At Matson Money, he delivers educational experiences that make Nobel Prize-winning investing research accessible to investors, enabling them to transform their relationship with money. He created the firm’s premier investor coaching event, The American Dream Experience, and the Matson Method. To learn more about Mark, you can read his full bio here.

What is the Matson Method?

The Matson Method brings the most powerful academic investing principles together into a highly disciplined approach to asset allocation and long-term wealth creation. Engineered to capture market returns, the Matson Method eliminates stock-picking, market-timing, and track-record investing from portfolio management. Matson Money believes that these investment approaches are forms of gambling, and are not prudent long-term investing strategies.

Instead, Matson Money advises investors to capture market returns by utilizing asset class or structured funds and broad diversification. Applying Modern Portfolio Theory, the Three Factor Model, and the Efficient Market Hypothesis, Matson Money’s funds invest in 21,000 stocks across 81 countries and allocate investments across three broad asset classes: domestic equity, international equity, and fixed income. Matson-advised funds seek to allocate across these broad asset classes by investing in various mutual funds or ETFs. The specific target allocation of each client’s Matson-advised strategy depends on the individual investor’s risk tolerance and investment horizon, and is selected by the client at account opening.

Advisors receive weekly training and support from Matson Money to help them coach their clients in disciplined, prudent investing principles. Both advisors and end-investors benefit from the American Dream Experience, a powerful 2-day and an evening group seminar that invites participants to consider life-altering truths about the empirical and behavioral dimensions of wealth creation.

How does Matson Money work with advisors?

Many financial advisors prefer to focus their energies on client relationship management, financial planning and practice growth, and decide to outsource their investment management to Matson Money to improve efficiency and client outcomes. All financial advisors work with Matson Money under a master co-advisory agreement, which states that Matson Money oversees the advisement of the assets specifically invested in and allocated among the Matson Funds.

What is investor coaching?

Investor coaching, or financial coaching, is an indispensable approach that Matson Money uses to powerfully develop investors to be disciplined and prudent over a lifetime. A financial coach is more than a traditional financial advisor. Matson Money advisor coaches dedicate themselves to applying an empirically proven investing methodology and providing educational opportunities for end-investors to learn techniques for long-term wealth creation.

Is Matson Money a fiduciary?

Yes, Matson Money is an RIA with fiduciary responsibility to client assets invested in its funds.

Is Matson Money a fiduciary over client assets not invested in Matson Money funds?

Matson Money is a fiduciary for and oversees the advisement of the assets invested in and allocated among the Matson Funds. Matson Money does not advise on, is not responsible for, nor has control of a client’s outside investments or monies.

Can advisors allocate client assets to non-Matson investments?

Yes, financial advisors who work with Matson Money can offer to invest client assets elsewhere. Matson Money is not responsible for any assets held outside of the Matson funds.

Where is my money held?

All investor assets are held in a third-party custodian account. Matson Money does not hold investor assets. Every client receives separate monthly account statements from both Matson Money and the independent custodian.

What is a TAMP?

TAMP is short for “turnkey asset management platform.” As a TAMP delivering outsourced investment management, Matson Money offers individual fund offerings to advisors and manages investor money in these funds on a discretionary basis. Advisors who work with Matson Money are outsourcing their investment management to our team, but as a TAMP, we do not have responsibility for the client’s investments outside of our funds.

Is Matson Money legit?

Founded nearly 30 years ago, Matson Money is a RIA whose investment philosophy is based on research-based financial and behavioral science. The investing models employed by Matson Money are rooted in economic theory originating from the Chicago school, especially the Nobel Prize-winning research of Harry Markowitz (who serves on Matson Money’s academic board), Eugene Fama, and other leading economists. With over 35,000 investors and over 500 advisor coaches representing over $9 billion in assets under management, Matson Money has pioneered the investor coaching industry, transforming the investing experience.

What is the American Dream Experience?

Matson Money’s American Dream Experience is a two-day and an evening educational seminar for investors and advisors, where attendees encounter clear, life-altering truths about economics and investing while engaging in a profound exploration of their family’s financial future. At the American Dream Experience, both longstanding investors and financial novices can discover the academic science of investing and learn how to apply powerful Nobel Prize-winning investment strategies to their portfolios. These seminars instruct advisors and investors on how to lay the groundwork for long-term wealth creation and cultivate a lifetime of peace of mind around money. Learn more about the American Dream Experience here.

What does Matson Money mean when it says it helps investors find their “true purpose for money?”

Matson Money believes that discovering your true purpose for money can transform both your investment experience and your entire life. At the core of our business—including all of the financial education, coaching, and strategies we offer—is an exploration of your purpose. This exploration alone influences your investment choices, and could very well alter your family’s financial future in ways that go beyond what you imagine possible.

How does Matson Money pick stocks?

Matson Money believes that stock-picking is a form of gambling and not a prudent long-term investing strategy. Instead, Matson Money advises investors to capture market returns by utilizing asset class or structured funds and broad diversification. Matson Money’s funds invest in 21,000 stocks across 81 countries and allocate investments across three broad asset classes: domestic equity, international equity, and fixed income. Matson-advised funds seek to allocate across these broad asset classes by investing in various mutual funds or ETFs. The specific target allocation of each client’s Matson-advised strategy depends on the individual investor’s risk tolerance and investment horizon, and is selected by the client at account opening.

Is it helpful to try to time the market?

In a word, no. Market-timing rests on the assumption that you can predict the future and how the market will react to various events – which no investor or advisor can successfully do. Instead, Matson Money has created an investing approach based on extensive scholarship and Nobel prize-winning investing science that eliminates stock picking and market-timing from portfolio management. The Matson Method brings the most powerful academic investing principles together into a highly disciplined approach to asset allocation and long-term wealth creation. In particular, we integrate Modern Portfolio Theory, the Three Factor Model, and the Efficient Market Hypothesis into client portfolios designed and engineered to capture market returns.

What are the risks of investing with Matson Money?

All investing involves risks and costs. Your advisor can provide you with more information about the risks and costs associated with specific programs. No investing strategy, including asset allocation and diversification strategies, can ensure peace of mind, guarantee profit, or protect against loss.

Matson Money manages client investments utilizing a fund-of-funds strategy. Client accounts are invested in a mix of a proprietary series of mutual funds advised by Matson, which allocate investments across three broad asset classes: domestic equity, international equity, and fixed income. Matson-advised funds seek to allocate across these broad asset classes by investing in various mutual funds or ETFs. The specific target allocation of each client’s Matson-advised strategy depends on the individual investor’s risk tolerance and investment horizon, and is selected by the client at account opening.

Who does Matson Money clear through?

Matson Money offers investors several choices of custodians, which provide an additional layer of security for their assets. The use of third-party custodians that provide additional reporting on an investor’s investments is an important point of confidence and validation for any investor. The independent custodians have been chosen to provide Matson Money’s clients with essential services at a reasonable cost. Accounts, which are held by the custodians, are covered by Federal (FDIC and SIPC) insurance as well as errors and omissions and fraud insurance coverage.

Who is on Matson Money’s Academic Advisory Board?

Our Academic Advisory Board is made up of individuals who support and exemplify the core values of Matson Money. Each of them is exceptional in their field and brings a new dimension of expertise to our organization. Their areas of study and skill address many different aspects of what it means to be an investor and how to leverage the power of free markets.

Board members include:

Steve Zaffron, M.A., Founder and Head of Research and Development at Vanto Group
Harry M. Markowitz, Ph.D., 1990 The Nobel Prize in Economics, Modern Portfolio Theory
Arthur B. Laffer, PhD., Member of President Reagan’s Economic Policy Advisory Board (both terms), 1981-1989
Terrance Odean, Ph.D., Rudd Family Foundation Professor of Finance Haas School of Business, University of California
R. Lyman Ott, Ph.D. Bachelors of Mathematics and Education, Bucknell University
Meir Statman, Ph.D., Glenn Klimek Professor of Finance, Santa Clara University

You can find bios for each of our Academic Advisory Board members here.

Who is on the Matson Money Executive Team?

You can find bios for every member of our executive team here.

Where is Matson Money located?

Matson Money’s main office is in Scottsdale, Arizona. The firm is headquartered in Mason, Ohio.

How do I find a financial advisor near me?

To find an advisor that utilizes the Matson Method investment and provides ongoing coaching, connect with an advisor here.