In an age where investing has often been gamified and stripped down to tapping an app, the temptation to pick individual stocks is more present than ever – especially for those being prompted with the idea of having found the next big thing. But beneath the headlines and hype lies a sobering and potentially financially…
Understanding the Psychology Behind Panic Selling When markets decline, fear can often take control. For many investors, seeing their portfolio shrink triggers the urge to pull out, cut losses, and seek safety. But this reaction—while deeply human—is typically imprudent. Behavioral finance research led by Nobel Laureate Daniel Kahneman shows that we are loss-averse: losses feel…
The Fiduciary Illusion: What Most Investors Don’t Know Many investors assume the word “fiduciary” guarantees impartial advice. In reality, the financial services industry allows dual registration—meaning an individual can be registered both as an investment advisor and as a registered representative of a broker-dealer—enabling them to act as a fiduciary while also functioning as a…
